About WIRMS
WIRMS is a small, opinionated toolkit for mortgage professionals who live in the non-QM and investor lending world.
About Luke
WIRMS is built by Luke Roasst (NMLS# 2311093), a non-QM and investor-focused loan officer with Edge Home Finance (NMLS# 891464).
Luke originates from Chattanooga, TN, and spends most of his time on DSCR, bank statement, and investor loans — plus the occasional fix-and-flip or bridge.
He also wrote The Self-Employed Borrower's Guide, a practical field guide to getting complex borrowers approved.
About WIRMS
WIRMS is KMN LLC dba WIRMS — a fintech tools company focused on giving brokers better infrastructure instead of one more portal they never log into.
The products here are built to be fast, sharp, and tuned around how non-QM actually works in the field — not how it looks in a pitch deck.
KMN LLC dba WIRMS — Chattanooga, TN. NMLS# 2311093 when lending is referenced. Edge Home Finance NMLS# 891464.
Tech philosophy
Tools before platforms. WIRMS ships focused tools that earn their keep. If something doesn't get used in Luke's own pipeline, it doesn't stay.
Practitioner-first. UX decisions are made around how deals actually flow: investors, complex income, imperfect docs, and real-world chaos.
Dark, fast, minimal. Less brochureware, more terminal energy. If the UI feels like a Bloomberg terminal for non-QM, that's by design.