Privacy Policy
Last updated: April 25, 2026
This Privacy Policy describes how KMN LLC, a Tennessee Limited Liability Company doing business as WIRMS ("WIRMS," "we," "us," or "our"), collects, uses, and shares information when you visit wirms.com or interact with our tools and services (the "Services").
WIRMS provides infrastructure tools and lender intelligence resources for mortgage professionals. We are not a consumer credit application portal, and we do not collect loan applications from consumers through this site.
1. Information We Collect
Information you provide directly
When you submit a contact form, request access to a tool, sign up for updates, or correspond with us, we collect information such as your name, email address, phone number, and any message contents you choose to share.
Information collected automatically
When you visit the Services, we may automatically collect technical information including your IP address, browser type, device identifiers, referring URLs, pages visited, and timestamps. This data is collected through standard server logs and analytics tools.
Cookies and similar technologies
We use cookies and similar technologies to operate the Services, remember your preferences, and understand how the Services are used. You can control cookies through your browser settings. Disabling cookies may affect some functionality.
2. How We Use Information
- To respond to inquiries, provide requested information, and deliver the Services.
- To operate, maintain, secure, and improve the Services.
- To send service-related notifications, updates, and (with your consent) marketing communications.
- To detect, investigate, and prevent fraud, abuse, and security incidents.
- To comply with applicable laws, regulations, and lawful requests from authorities.
3. How We Share Information
We do not sell your personal information. We may share information in the following limited circumstances:
- Service providers: with third-party vendors that provide infrastructure, hosting, analytics, email delivery, and similar services on our behalf, under appropriate confidentiality and data-protection terms.
- Legal requirements: when required by law, subpoena, court order, or to protect the rights, safety, or property of WIRMS, our users, or others.
- Business transfers: in connection with a merger, acquisition, financing, or sale of assets, in which case information may be transferred subject to standard confidentiality protections.
- With your consent: when you direct us to share information with a third party.
4. Third-Party Services
The Services may use third-party tools for hosting, analytics, error tracking, and communications, including but not limited to: Vercel (hosting and infrastructure), Supabase (database services), and email-delivery providers. These providers process information on our behalf under their own privacy and security policies.
5. Data Retention
We retain personal information for as long as needed to provide the Services, comply with legal obligations, resolve disputes, and enforce our agreements. When information is no longer needed, we take reasonable steps to delete or anonymize it.
6. Your Rights
Depending on your jurisdiction, you may have rights to access, correct, delete, or restrict the processing of your personal information, as well as the right to data portability and to object to certain processing. To exercise these rights, contact us using the information below. We will respond within the timeframes required by applicable law.
7. Security
We implement reasonable administrative, technical, and physical safeguards to protect information from unauthorized access, disclosure, alteration, or destruction. No internet transmission or storage system is 100% secure, and we cannot guarantee absolute security.
8. Children's Privacy
The Services are not directed to children under 13, and we do not knowingly collect personal information from children under 13. If you believe a child has provided us with information, please contact us so we can delete it.
9. International Users
The Services are operated from the United States. If you access the Services from outside the U.S., you understand that your information will be transferred to and processed in the U.S., where data-protection laws may differ from those in your jurisdiction.
10. Changes to This Policy
We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date above. Material changes will be communicated by posting a notice on the Services or through other reasonable means.
11. Contact Us
This Privacy Policy is provided for informational purposes and does not constitute legal advice. WIRMS is a trade name of KMN LLC, a Tennessee Limited Liability Company.